PROMOTING UNIVERSAL FINANCIAL PROTECTION: A STUDY ASSESSING THE EFFECTS OF KNOWLEDGE AND PERCEPTION TOWARDS ENROLMENT IN HEALTH INSURANCE SCHEMES AMONG CLIENTELES USING TERTIARY HEALTH SERVICES. 2018/2019

Dr Maero Origho and Ejughemre U.J, Oyibo P.G, Ivrogbo S   (Published 2019)

Dr Origho
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ABSTRACT
Objective:
To assess the evidence of the effects of knowledge and perception of health insurance on the willingness to enrol and
utilize health insurance among clienteles using tertiary health services.
Method: This was a cross-sectional descriptive study. The instrument was a pre-tested, semi-structured self administered
questionnaire. Descriptive statistics as well as chi-square test and regression analysis were done to show statistically
significant associations.
Results:
The findings reveal that majority of the respondents had heard about health insurance at 275(78.6%), a significant number
at 265(75.7%) had the right understanding of what it is; with the electronic and print media accounting for the major
source of knowledge of health insurance at 85(24.3%) and 117(33.4%) respectively. Notwithstanding, most of the
respondents 202(57.7%) felt that their current knowledge of health insurance is still very limited of such scheme(s) and as
such affects their interest in enrolling in a scheme. Statistically significant association between the level of knowledge and
the willingness to enrol in an insurance scheme feeling that they need more information on health insurance and the
willingness to enrol in a health insurance scheme was shown (X2= 6.689, df= 1, p-value= 0.01). Accordingly, most
respondents were willing to enrol and utilize the benefits of different types of health insurance services.
Conclusion:
The findings from this study has brought to the fore the relationship(s) between knowledge and perception of clients
using health services and the effect(s) on their desire and willingness to participate in health insurance schemes. Still,
there are concerns that necessitate wide spread advocacy for health insurance.

Item Type: Conference presentation
Format: PDF document,   0.88 MB
Copyright: Creative Commons LicenseCreative Commons license
Keywords: physiology
Department: Medicine and Surgery
Field of Study: Health and Society
Uploaded By: Uwaifo Ferdinand
Date Added: 06 Feb 2019 1:12pm
Last Modified: 06 Feb 2019
conference URL: https://www.edouniversity.edu.ng/oer/conference/promoting_universal_financial_protection_a_study_assessing_the_effects_of_knowledge_and_perception_towards_enrolment_in_health_insurance_schemes_among_clienteles_using_tertiary_health_services_20182019


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